Estate Planning

Protect What Matters Most

Expert advice from our Estate Planners

Planning for the future isn’t just about finances — it’s about ensuring your loved ones are protected and your wishes are respected.

At Harlequin Financial, we specialise in helping clients put clear, legally sound arrangements in place through Wills and Lasting Powers of Attorney.

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Authorised and regulated by the Financial Conduct Authority

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We pride ourselves on our ability to deliver a great service to our customers.

Wills

Clarity and Control for the Future

A professionally drafted Will ensures that your estate is distributed exactly as you intend. Without one, the law decides who inherits — often leading to delays, disputes, or outcomes that don’t reflect your wishes.

We make the process straightforward:

• Define how your assets, property, and personal items are distributed

• Appoint trusted executors to manage your estate

• Protect partners, dependants, and specific legacies

• Minimise confusion and emotional stress for your family

Whether your circumstances are simple or complex, we work to ensure your will is watertight.

Lasting Powers of Attorney (LPA)

Peace of Mind in Uncertain Times

An LPA allows you to appoint someone you trust to make important decisions on your behalf should you become unable to do so yourself — either for financial affairs or health and welfare.

Our advisers guide you through:

• Understanding the two types of LPAs and which you may need

• Choosing the right attorneys (family, friends, or professionals)

• Ensuring your LPA is registered correctly with the Office of the Public Guardian

• Integrating your LPA with your wider financial and estate planning

Putting an LPA in place early provides confidence that your affairs will be handled with care and respect if the unexpected happens.

Frequently asked questions

Why do I need a will?

A will ensures your estate is distributed according to your wishes, not the government’s intestacy rules. Without one, your assets may not go to the people or causes you intended, and your loved ones could face unnecessary delays and legal complications.

Can I make an LPA or will without legal advice?

You can, but it’s strongly recommended to seek professional guidance. Errors in wording, witnessing, or registration can make the documents invalid or create future disputes. Our service ensures everything is correctly prepared and legally sound.

What happens if I die without a will?

If you pass away without a will, the law decides how your estate is divided. This could exclude unmarried partners, stepchildren, or others you would have wanted to benefit. It can also lead to family disputes or costly legal intervention.

Do I need both types of LPA?

Most clients benefit from having both. A Property & Financial LPA covers your finances, home, and bills; a Health & Welfare LPA covers medical treatment, care arrangements, and living preferences. Having both ensures complete protection and peace of mind.

What is a Lasting Power of Attorney (LPA)?

A Lasting Power of Attorney is a legal document that allows you to appoint trusted individuals (called attorneys) to make decisions on your behalf if you lose mental or physical capacity. There are two types — one for Property & Financial Affairs, and one for Health & Welfare.

When does a Power of Attorney take effect?

A Property & Financial LPA can be used (with your consent) while you still have capacity, or later if you lose it. A Health & Welfare LPA only takes effect once you’re unable to make decisions yourself.

Take Control of Your Legacy

It’s never too early to plan — but it can easily become too late.
Let us help you protect your assets, your family, and your peace of mind.

Schedule a free consultation with our Estate Planning Team

no pressure, no obligation.

Or call us for free 0800 680 0072

Start Your Free, No-Pressure Consultation

Our experts are ready to help you understand how you can protect your estate

FCA-Regulated | Confidential | No Pressure

0800 680 0072

A Service You Can Trust

Authorised and regulated by the Financial Conduct Authority